Terms of Service

Acceptance of Terms

By accessing or using the Restaurant Financing Pros NC website (the "Site") or our financing brokerage services (the "Services"), you agree to be bound by these Terms of Service. If you do not agree, do not use the Site or the Services.

Description of Services

Restaurant Financing Pros NC is a commercial finance brokerage based in Wilmington, NC. We connect restaurant operators with lenders for equipment financing, working capital, SBA loans, merchant cash advances, and related products. We are not a direct lender on all products and do not guarantee approval or specific rates.

Not Financial, Tax, or Legal Advice

Information on this Site is for general informational purposes only. Tax treatment of equipment financing (including Section 179) depends on your facts and circumstances — consult your CPA or tax advisor. SBA program eligibility and structuring depend on lender policy and your application. Nothing on this Site is a commitment to lend or a guarantee of approval.

Estimates and Calculators

Any calculators, estimates, or sample terms shown on the Site are illustrative only. Actual rates, factor rates, terms, and fees vary based on creditworthiness, lender, and program. Estimates are not offers or commitments.

Eligibility

To use the Services you must be at least 18 years old, authorized to apply for business financing on behalf of your business, and located in or doing business in the United States (primarily North Carolina).

Your Submissions

By submitting information through our forms, you represent that the information is accurate and you authorize us to share it with lenders and underwriters as needed to evaluate and place your financing request.

Intellectual Property

All Site content — text, graphics, logos, layouts, and code — is the property of Restaurant Financing Pros NC or its licensors and is protected by U.S. and international copyright and trademark laws. You may not copy, reproduce, or redistribute Site content without permission.

Third-Party Links

The Site may link to third-party sites. We do not control and are not responsible for the content, accuracy, or practices of third-party sites.

Disclaimers

The Site is provided "as is" and "as available," without warranties of any kind, express or implied. We do not warrant that the Site will be uninterrupted, error-free, or free of harmful components.

Limitation of Liability

To the maximum extent permitted by law, Restaurant Financing Pros NC and its affiliates will not be liable for any indirect, incidental, consequential, special, or punitive damages arising out of or related to your use of the Site or Services.

Indemnification

You agree to indemnify and hold harmless Restaurant Financing Pros NC from any claims, losses, or damages arising from your use of the Site, your violation of these Terms, or your violation of any rights of another party.

Changes to These Terms

We may modify these Terms at any time by posting an updated version on this page. Your continued use of the Site after changes constitutes acceptance.

Governing Law

These Terms are governed by the laws of the State of North Carolina, without regard to its conflict-of-law provisions. Any dispute will be resolved in the state or federal courts located in New Hanover County, North Carolina.

Contact Us

Restaurant Financing Pros NC
226 N Front St
Wilmington, NC 28401
Phone: (910) 685-8872
Email: dale@restaurantfinancingnorthcarolina.com